PSP founders
You have merchants or an agent book and no technology. Launch under your own brand without building a gateway or hiring a payments team.
White-label payment gateway
Your own payment gateway, live in as little as one week.
Payment software, infrastructure and team as a service. A PCI DSS-compliant gateway under your brand, 150+ ready payment connectors, and people who handle the technical side with your merchants and acquiring banks.
For PSPs, ISOs, EMIs and agents.
Who it is for
Four ways in.
PSPs and ISOs adding markets
Your current stack lacks the connectors or methods your merchants ask for. Add them without a rebuild.
EMIs, neobanks and fintechs
Add merchant payments under your brand on a PCI DSS-compliant platform, without taking gateway development in-house.
Agents and resellers
Refer or resell, and earn on your merchants’ volume. [Commission model: pending.]
Build, buy or white-label
Software alone does not make you a PSP.
A gateway licence gives you screens and an API. You still need connections, compliance and people. This is what each route leaves on your desk.
| Capability | Build in-house | License gateway software | PayAlma white-label |
|---|---|---|---|
| Time to first transaction | Months of build and certification | Weeks, plus your own acquirer onboarding | As little as one week |
| Payment connectors | Each one negotiated and built by you | Included; the acquirer contracts are yours to win | 150+ ready; a new gateway in about two weeks |
| PCI DSS | Your own certification and audits | Depends on the hosting model | PCI DSS-compliant platform |
| Development | A team you hire and manage | The vendor’s roadmap | A development team as a service |
| Technical support | Yours, around the clock | Yours, with vendor escalation | Ours, 24/7 |
| Merchant and acquirer communication | Yours | Yours | Handled by PayAlma, if you want it |
| Up-front cost | Build budget plus certification | Licence fee | [Pricing model: pending decision] |
How it goes
From first call to first merchant.
Step 1
Scoping call
Brand, markets, methods and the merchants you already have.
Step 2
Your gateway, configured
Your domain, logo and colours on checkout and merchant portal. [Confirm what is brandable.]
Step 3
Connectors switched on
Chosen from the 150+ list. Anything missing is implemented in about two weeks.
Step 4
First merchant live
Your team trained, 24/7 technical support behind it.
[Day-by-day timeline for the one-week setup: confirm with the technical team.]
What is included
Software, infrastructure and team.
A gateway under your brand
Checkout and merchant portal under your name and domain. [Confirm scope.]
150+ payment connectors
Cards, e-wallets, alternative payment methods and bank transfers, ready to switch on.
Routing built in
Multi-acquirer routing, automatic failover and soft-decline recovery, so one acquirer’s no is not the end of the transaction.
A development team as a service
In active development since 2023. Your requests go to engineers who know the platform.
24/7 technical support
With an option where our team handles merchant and acquiring-bank communication for you. Around a quarter of our payment processors use it.
A compliance foundation
A PCI DSS-compliant platform, operated by Palmex Group Inc., a FINTRAC-registered money services business.
Pricing
How pricing works
Until it is published, pricing is quoted when we talk.
[Pricing model: revenue share, licence fee or per-transaction, with ranges. Pending decision.]
Questions founders ask
Before the demo.
Do I need my own licence to launch?
[Carry the answer over from the current page.]
How much can I customise?
[Carry the answer over from the current page.]
Can you add a gateway that is not on the list?
Yes. New gateways are implemented in about two weeks.
Which verticals can my merchants be in?
[Pending decision. The current page lists adult, subscription, MLM, travel, dating and CBD; the rest of the site sells forex and iGaming.]
Who talks to the acquiring banks?
You can, or we can. Around a quarter of our payment processors have our team handle merchant and acquiring-bank communication for them.
How is pricing structured?
[Pending decision: see “How pricing works” above.]
Buyer’s guides
How to choose a PSP for a forex broker: 12 questions to ask before you sign
Most brokers compare PSPs on rate. The contracts that hurt are lost on reserve terms, settlement and what happens when an acquirer says no.
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