PSP founders
You have merchants or an agent book and no technology. Launch under your own brand without building a gateway or hiring a payments team.
White-label payment gateway
Payment software, infrastructure and team as a service. A PCI DSS-compliant gateway under your brand, 150+ ready payment connectors, and people who handle the technical side with your merchants and acquiring banks.
For PSPs, ISOs, EMIs and agents.
Who it is for
You have merchants or an agent book and no technology. Launch under your own brand without building a gateway or hiring a payments team.
Your current stack lacks the connectors or methods your merchants ask for. Add them without a rebuild.
Add merchant payments under your brand on a PCI DSS-compliant platform, without taking gateway development in-house.
Refer or resell, and earn on your merchants’ volume.
Build, buy or white-label
A gateway licence gives you screens and an API. You still need connections, compliance and people. This is what each route leaves on your desk.
| Capability | Build in-house | License gateway software | PayAlma white-label |
|---|---|---|---|
| Time to first transaction | Months of build and certification | Weeks, plus your own acquirer onboarding | As little as one week |
| Payment connectors | Each one negotiated and built by you | Included; the acquirer contracts are yours to win | 150+ ready; a new gateway in about two weeks |
| PCI DSS | Your own certification and audits | Depends on the hosting model | PCI DSS-compliant platform |
| Development | A team you hire and manage | The vendor’s roadmap | A development team as a service |
| Technical support | Yours, around the clock | Yours, with vendor escalation | Ours, 24/7 |
| Merchant and acquirer communication | Yours | Yours | Handled by PayAlma, if you want it |
| Up-front cost | Build budget plus certification | Licence fee | Custom quote based on your volume and markets |
How it goes
Step 1
Brand, markets, methods and the merchants you already have.
Step 2
Your domain, logo and colours on checkout and merchant portal.
Step 3
Chosen from the 150+ list. Anything missing is implemented in about two weeks.
Step 4
Your team trained, 24/7 technical support behind it.
Launch your white-label payment gateway in less than a week.
What is included
Checkout and merchant portal under your name and domain.
Cards, e-wallets, alternative payment methods and bank transfers, ready to switch on.
Multi-acquirer routing, automatic failover and soft-decline recovery, so one acquirer’s no is not the end of the transaction.
In active development since 2023. Your requests go to engineers who know the platform.
With an option where our team handles merchant and acquiring-bank communication for you. Around a quarter of our payment processors use it.
A PCI DSS-compliant platform, operated by Palmex Group Inc., a FINTRAC-registered money services business.
Pricing
Until it is published, pricing is quoted when we talk.
Pricing is tailored to each partner based on monthly volume, vertical, target markets and payment methods. Message us on Telegram for a custom quote.
Questions founders ask
Not necessarily. We can help you with licensing too.
We will provide the infrastructure, and you can customize it as much as you desire.
Yes. New gateways are implemented in about two weeks.
All high-risk verticals such as Forex, iGaming casinos, dating, and all other verticals.
You can, or we can. Around a quarter of our payment processors have our team handle merchant and acquiring-bank communication for them.
Pricing is tailored to each partner based on monthly volume, vertical, target markets and payment methods. Message us on Telegram for a custom quote.
Payment operations
A practical six-part checklist for preparing a consistent business profile, document pack, website review and processing evidence before payment onboarding.
Read article →Payment operations
Learn to separate request errors, authentication issues, issuer refusals and unknown outcomes, then choose a recovery path without blind payment retries.
Read article →Buyer’s guides
Most brokers compare PSPs on rate. The contracts that hurt are lost on reserve terms, settlement and what happens when an acquirer says no.
Read article →Thirty minutes with someone who runs one. Bring your markets and your merchant list.